Credit Union Mastercard

• A whole range of MasterCard products is available
• Go to www.cuets.com and click on “Products and Services” for full details
• Cash advances available at our main office
• Check the balance on your MasterCard account at www.cucardsonline.com

Foreign Exchange

• Purchase your US cash through the Credit Union
  (Large amounts should be pre-ordered one week in advance)

Drafts

• Canadian and USD Drafts
• Foreign Exchange Drafts available in over 28 denominations
• See the service charge section for details

American Express Travellers' Cheques

• Canadian, US or Sterling currencies
• No service charge for members

Travel Insurance

Even precisely planned vacations can be interrupted by delays and emergencies, which can disrupt your itinerary and cost you a lot of money.

Protect your family assets and ensure peace of mind while you travel. With our travel insurance program, your rate is based on where you plan to travel, the duration of your trip and your age.

Details:

• Five million dollars coverage on excess hospital, medical and dental expenses
• Comprehensive medical support with 24/7 access to emergency assistance, anywhere in the world
• Transportation home when medically required and access to a medical professional who can coordinate your medical care
• Necessary lab tests, x-rays and prescription drugs
• Qualified claims staff to assist you in case of sudden illness or accident
• If members travel frequently, the CUMIS Insurance Travel Program has a policy that covers all trips throughout the year
• Optional plans include trip interruption, accidental death and dismemberment, and air flight accident insurance
• There are no pre-existing condition exclusions if you are under 71 years of age and traveling for 35 days or less, as long as no other exclusions apply

Note: Some products have more underwriting qualifications than others. Call for complete details.

CUMIS Insurance Travel Program is underwritten by Co-operators Life Insurance Company and administered by TIC Travel Insurance Coordinators Ltd. For more information, please visit your credit union or call TIC at 1.877.885.2847.

Home and Auto Insurance

Are you a good driver and responsible homeowner? Our Home and Auto Insurance Program offers exceptional coverage for you as well as a variety of extended coverage options.

Auto insurance protects you if your car is stolen or damaged as the result of an accident. In addition, our auto insurance takes care of expenses if you're involved in an accident including: medical treatment and care, possible legal costs, property damage and lost wages.

Home insurance shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home; it can also protect against liability for accidental damage to someone else's property.

By grouping your home and auto insurance together, we can offer you exceptional discounts.

We are committed to the highest standards of integrity and client service and that is why we offer our Claims Guarantee. The intent of this promise of service and commitment to fairness is to ensure that you feel comfortable contacting us when you have a potential claims situation. You can discuss your options and get counseling without fear of consequences if you decide not to proceed.

Benefits of the guarantee include:

• 24-hour, 7-days-a-week claims service
• No premium increases for client-paid claims
• Free claims advocacy
• Access to our claims appeal process
• Preferred repair and replacement contractors with guaranteed service
• Free additional advice and expertise for incidents that are not covered

* Some conditions apply. For details, please visit www.cumis.com

For more information, talk to your credit union or call CUMIS at 1.800.810.2847 and speak to a Licensed Insurance Representative.

Bill Payments

• Pay over 300 types of bills at the Credit Union office or through internet banking
• Fee is $1.00 for each bill or no charge with select account packages
• No charge for Credit Union MasterCard payments in cash or from your account

London Transit Bus Tickets

• Sold at the Credit Union Office