 |
| |
| Interest Rates |
 |
| |
 |
| Mortgages
– CMHC insured &
Conventional |
| Maximum
$175,000. All terms closed |
| 6 month |
6.55 % |
| 1 year |
4.00 % |
| 2 years |
4.15 % |
| 3 years |
4.85 % |
| 4 years |
5.45 % |
| 5 years |
5.79 % |
 |
| Personal Loans |
| Maximum $45,000. |
| Rate is based on purpose and security |
contact credit office for more information |
| CU Prime |
4.25 % |
| Student Line of Credit |
CU Prime + 1.00% |
| Line of Credit |
contact credit office for more information |
| Overdraft protection |
21.00 % |
 |
| Beat the Bond Daily Account - 1.00% |
|
Open for deposits (min. $100.) on the first of every month |
|
Interest calculated daily, paid in January, April, July, Oct |
 |
| Beat the Bond Payroll Account – 1.00% |
| Sign up in October of every year |
| Interest is calculated daily, paid monthly |
| Matures November 1st the following year |
|
Automatically transfers to a Beat the Bond Daily Account |
 |
| CU Daily Interest Savings Account |
Interest is calculated daily, paid monthly |
| .00 to 1,000.00 |
0.10 % |
| 1,000.01 to 3,000.00 |
0.15 % |
| 3,000.01 to 5,000.00 |
0.15 % |
| 5,000.01 to 10,000.00 |
0.20 % |
| 10,000.01 to 25,000.00 |
0.25 % |
| 25,000.01 to 50,000.00 |
0.35 % |
| 50,000.01 ++ |
0.50 % |
 |
| Chequing – CUPAK, Premium, Youth & Golden |
Interest is calculated daily, paid monthly |
| .00 to 1,000.00 |
0.00 % |
| 1,000.00 to 3,000.00 |
0.10 % |
| 3,000.01 to 5,000.00 |
0.10 % |
| 5,000.01 to 10,000.00 |
0.15 % |
| 10,000.01 ++ |
0.20 % |
| Regular Savings |
0.25 % |
| US Savings |
0.01 % |
| Interest is calculated on the minimum monthly balance, paid quarterly |
 |
| Term Deposits
|
Regular and R.R.S.P. Min. Dep. $500. Interest paid annually |
| 1 year |
1.25 % |
| 2 years |
1.75 % |
| 3 years |
2.25 % |
| 4 years |
2.50 % |
| 5 years |
3.00 % |
 |
| Term Deposits
|
Regular and R.R.S.P. Min. Dep. $500. Interest paid annually |
| 30 to 59 days |
0.25 % |
| 60 to 89 days |
0.25 % |
| 90 to 119 days |
0.25 % |
| 120 to 149 days
|
0.50 % |
| 150 to 179 days
|
0.50 % |
| 180 to 269 days |
0.50 % |
| 270 to 364 days |
0.50 % |
 |
| R.R.S.P. variable
|
Interest calculated daily, paid semi-annually |
| |
0.25 % |
 |
| Premium Retirement Account |
Interest Calculated daily, paid semi-annually.Minimum deposit $500.
Available December to March each year |
| |
1.00 % |
 |
| R.R.I.F. variable |
Interest calculated daily, paid semi-annually |
| |
1.00 % |
 |
 |
| **
All rates are subject to change without notice |
 |
|
| |
|
|